Mortgage Broker · Subiaco, Perth

Mortgage Broker in Subiaco, Perth

Central Lending Solutions is a mortgage broker for Subiaco, the tightly held inner-west suburb about 3 km from the Perth CBD where the median house price sits near $1.65 million. We specialise in investment lending and refinancing, compare more than 30 lenders, and most clients pay no fee.

5.0 · 280+ Google reviews
ACL 497 950 MFAA Member $1.2B+ settled since 2015

Local knowledge

Why is Subiaco an investor hotspot?

Subiaco sits just 3 km from the city, wrapped around the cafe and retail strip of Rokeby Road and a short walk from Kings Park and the Subiaco train station. Character homes, terraces and a growing band of apartments make it one of Perth's most desirable and tightly held inner-west markets.

Its blend of lifestyle, transport and rental demand is what makes Subiaco an investor favourite. The redevelopment around the old Subiaco Oval and Princess Margaret site has added new apartment stock, and lender appetite for that stock varies, which is where local knowledge earns its keep.

With a median near $1.65 million, Subiaco attracts investors releasing equity for their next purchase and established owners refinancing after strong capital growth.

What we do here

How does a mortgage broker in Subiaco help?

A mortgage broker in Subiaco compares loans across many lenders, recommends the one that suits your goals, and manages the application to settlement. For investors that means structuring the loan for tax and cash flow, and for apartment buyers it means finding a lender comfortable with the local stock.

Building a property portfolio

We help Subiaco investors release equity from an existing property, structure the new loan for negative or positive gearing, and keep borrowing power intact across more than 30 lenders so the next purchase stays within reach.

Financing apartments near Rokeby Road

Lender policy on apartments varies by size, floor area and postcode, especially around the Subiaco redevelopment zones. We match you to a lender comfortable with the building so your loan clears valuation and settles.

The numbers

Subiaco at a glance.

Subiaco lending snapshot (indicative, [TBC] confirm current figures)
DetailSubiaco
Median house price~$1.65M [TBC confirm REIWA]
Postcode6008
Distance from Perth CBDAbout 3 km west
Who buys hereInvestors, refinancers, professionals
SuitsInvestment, refinance and apartment loans

Straight answer

Do I pay a fee for a Subiaco broker?

The lender pays the broker a commission when your loan settles, so most clients pay Central Lending Solutions no fee. We are bound by the Best Interests Duty, in force since 1 January 2021, which legally requires us to act in your interest, not the lender's.

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Common questions

Subiaco mortgage broker FAQs.

What is the median house price in Subiaco?

The median house price in Subiaco sits around $1.65 million, one of the higher inner-west medians, driven by character homes near Rokeby Road and proximity to the CBD about 3 km east. Confirm a current REIWA figure before relying on it. We can model repayments at your actual price in a free chat.

Is Subiaco a good suburb for property investors?

Subiaco draws investors for its inner-west position, rental demand near Rokeby Road, the train station and Kings Park, and tightly held housing stock. We help you release equity, structure the loan for tax and cash flow, and keep your borrowing power intact for the next purchase across more than 30 lenders.

Can you finance a Subiaco apartment or off-the-plan unit?

Yes, though lender policy on apartments varies, especially smaller units and off-the-plan stock around the Subiaco redevelopment areas. Some lenders cap their exposure by postcode or floor size. We know which lenders are comfortable with Subiaco's apartment market and steer you toward one that will settle.

Do I pay a fee for a mortgage broker in Subiaco?

Most clients pay Central Lending Solutions no fee. The lender pays the broker a commission when your loan settles, so our service is free to most Subiaco borrowers. We are bound by the Best Interests Duty, in force since 1 January 2021, which legally requires us to act in your interest.

Your local broker

Talk to a named Subiaco broker.

Dave Phelan, Director, Mortgage Broker

Dave Phelan

Director, Mortgage Broker

20+ yrs · $700M+ settled · Australia's Top 100 Brokers ×3 · MFAA

Co-founder. First home buyers, upgrades, investment and development finance.

Harj Dhillon, Director, Mortgage Broker

Harj Dhillon

Director, Mortgage Broker

10+ yrs · $500M+ settled · MFAA member

Home loans, investment lending and refinancing for hundreds of Perth families.

Subiaco reviews

What local clients say.

Verified Subiaco Google review to be added here from the 280+ five-star reviews on the Central Lending Solutions profile.

[TBC] Real review pending import

Free, no obligation

Get matched to the right loan in Subiaco.

Tell us what you are after and a named broker will call back promptly during business hours.

Step 1 of 3 - What do you need?

Home  ·  Investment property loans  ·  Nearby: Mt Lawley

Here to help

Building a portfolio in Subiaco?

Book a free chat with a named Perth broker about your next investment. Most clients pay no fee.

  • $1.2B+ settled
  • 280+ 5.0★
  • ACL 497 950

30+ lenders compared · including Keystart

Keystart
AMP
ANZ
Bank of Melbourne
Bankwest
Bluestone
CBA
Heritage Bank
HSBC
ING
La Trobe Financial
Macquarie
St.George
Westpac
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