Dave Phelan
Director, Mortgage Broker
20+ yrs · $700M+ settled · Australia's Top 100 Brokers ×3 · MFAA
Co-founder. First home buyers, upgrades, investment and development finance.
Mortgage Broker · Subiaco, Perth
Central Lending Solutions is a mortgage broker for Subiaco, the tightly held inner-west suburb about 3 km from the Perth CBD where the median house price sits near $1.65 million. We specialise in investment lending and refinancing, compare more than 30 lenders, and most clients pay no fee.
Local knowledge
Subiaco sits just 3 km from the city, wrapped around the cafe and retail strip of Rokeby Road and a short walk from Kings Park and the Subiaco train station. Character homes, terraces and a growing band of apartments make it one of Perth's most desirable and tightly held inner-west markets.
Its blend of lifestyle, transport and rental demand is what makes Subiaco an investor favourite. The redevelopment around the old Subiaco Oval and Princess Margaret site has added new apartment stock, and lender appetite for that stock varies, which is where local knowledge earns its keep.
With a median near $1.65 million, Subiaco attracts investors releasing equity for their next purchase and established owners refinancing after strong capital growth.
What we do here
A mortgage broker in Subiaco compares loans across many lenders, recommends the one that suits your goals, and manages the application to settlement. For investors that means structuring the loan for tax and cash flow, and for apartment buyers it means finding a lender comfortable with the local stock.
We help Subiaco investors release equity from an existing property, structure the new loan for negative or positive gearing, and keep borrowing power intact across more than 30 lenders so the next purchase stays within reach.
Lender policy on apartments varies by size, floor area and postcode, especially around the Subiaco redevelopment zones. We match you to a lender comfortable with the building so your loan clears valuation and settles.
The numbers
| Detail | Subiaco |
|---|---|
| Median house price | ~$1.65M [TBC confirm REIWA] |
| Postcode | 6008 |
| Distance from Perth CBD | About 3 km west |
| Who buys here | Investors, refinancers, professionals |
| Suits | Investment, refinance and apartment loans |
Straight answer
The lender pays the broker a commission when your loan settles, so most clients pay Central Lending Solutions no fee. We are bound by the Best Interests Duty, in force since 1 January 2021, which legally requires us to act in your interest, not the lender's.
Common questions
The median house price in Subiaco sits around $1.65 million, one of the higher inner-west medians, driven by character homes near Rokeby Road and proximity to the CBD about 3 km east. Confirm a current REIWA figure before relying on it. We can model repayments at your actual price in a free chat.
Subiaco draws investors for its inner-west position, rental demand near Rokeby Road, the train station and Kings Park, and tightly held housing stock. We help you release equity, structure the loan for tax and cash flow, and keep your borrowing power intact for the next purchase across more than 30 lenders.
Yes, though lender policy on apartments varies, especially smaller units and off-the-plan stock around the Subiaco redevelopment areas. Some lenders cap their exposure by postcode or floor size. We know which lenders are comfortable with Subiaco's apartment market and steer you toward one that will settle.
Most clients pay Central Lending Solutions no fee. The lender pays the broker a commission when your loan settles, so our service is free to most Subiaco borrowers. We are bound by the Best Interests Duty, in force since 1 January 2021, which legally requires us to act in your interest.
Your local broker
Director, Mortgage Broker
20+ yrs · $700M+ settled · Australia's Top 100 Brokers ×3 · MFAA
Co-founder. First home buyers, upgrades, investment and development finance.
Director, Mortgage Broker
10+ yrs · $500M+ settled · MFAA member
Home loans, investment lending and refinancing for hundreds of Perth families.
Subiaco reviews
Verified Subiaco Google review to be added here from the 280+ five-star reviews on the Central Lending Solutions profile.
[TBC] Real review pending importFree, no obligation
Tell us what you are after and a named broker will call back promptly during business hours.
Here to help
Book a free chat with a named Perth broker about your next investment. Most clients pay no fee.
30+ lenders compared · including Keystart













