Mortgage Broker · Fremantle, Perth

Mortgage Broker in Fremantle, Perth

Central Lending Solutions is a mortgage broker for Fremantle, the heritage port city about 19 km south-west of the Perth CBD where the median house price sits near $1.05 million. We help investors and first home buyers with character cottages and apartments across more than 30 lenders.

5.0 · 280+ Google reviews
ACL 497 950 MFAA Member $1.2B+ settled since 2015

Local knowledge

What is special about financing in Fremantle?

Fremantle is Perth's historic port, about 19 km south-west of the city, built around the West End heritage precinct, the Fremantle Markets, the cafe strips of South Terrace and the working harbour. Limestone cottages, converted warehouses and a strong arts culture give it a character unlike anywhere else in the metro area.

That heritage stock is the key lending consideration. Many Fremantle homes are heritage-listed or sit in conservation areas, and West End apartments are often warehouse conversions, both of which draw different lender policies. Knowing which lenders are comfortable with the local stock keeps deals on track.

With a median near $1.05 million and rental demand from Notre Dame University students and port workers, Fremantle suits both investors and first home buyers looking for character close to the water.

What we do here

How does a mortgage broker in Fremantle help?

A mortgage broker in Fremantle compares loans across many lenders, knows which are comfortable with heritage and converted stock, and manages the application to settlement. That local read means your loan on a limestone cottage or a West End conversion clears valuation rather than stalls.

Investing near the port

Investors like Fremantle for rental demand from Notre Dame students and port workers and its enduring lifestyle appeal. We help release equity, structure the loan for tax and cash flow, and compare more than 30 lenders to keep borrowing power intact.

First home buyers chasing character

Units and smaller cottages put Fremantle within reach for first home buyers. We line up Keystart, the First Home Owner Grant and WA stamp duty concessions, then match you to a lender comfortable with the property.

The numbers

Fremantle at a glance.

Fremantle lending snapshot (indicative, [TBC] confirm current figures)
DetailFremantle
Median house price~$1.05M [TBC confirm REIWA]
Postcode6160
Distance from Perth CBDAbout 19 km south-west
Who buys hereInvestors, first home buyers, character lovers
SuitsInvestment, Keystart and owner-occupier loans

Straight answer

Do I pay a fee for a Fremantle broker?

The lender pays the broker a commission when your loan settles, so most clients pay Central Lending Solutions no fee. We are bound by the Best Interests Duty, in force since 1 January 2021, which legally requires us to act in your interest, not the lender's.

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Common questions

Fremantle mortgage broker FAQs.

What is the median house price in Fremantle?

The median house price in Fremantle sits around $1.05 million, reflecting its heritage port character, position about 19 km south-west of the Perth CBD and tightly held cottages near the West End and South Terrace. Confirm a current REIWA figure before relying on it. We can model your actual price in a free chat.

Do lenders treat Fremantle character cottages differently?

Some do. Fremantle has many heritage-listed and limestone cottages, plus converted warehouses in the West End, and lenders apply different policies to older and heritage stock. Knowing which lenders are comfortable with Fremantle's housing means we can line up finance that clears valuation rather than stalls.

Is Fremantle a good suburb for property investors?

Fremantle draws investors for its port lifestyle, rental demand from Notre Dame University students and workers, and a steady stream of renters near the cafe strips. We help you release equity, structure the loan for tax and cash flow, and compare more than 30 lenders to keep your borrowing power intact.

Do I pay a fee for a mortgage broker in Fremantle?

Most clients pay Central Lending Solutions no fee. The lender pays the broker a commission when your loan settles, so our service is free to most Fremantle borrowers. We are bound by the Best Interests Duty, in force since 1 January 2021, which legally requires us to act in your interest.

Your local broker

Talk to a named Fremantle broker.

Harj Dhillon, Director, Mortgage Broker

Harj Dhillon

Director, Mortgage Broker

10+ yrs · $500M+ settled · MFAA member

Home loans, investment lending and refinancing for hundreds of Perth families.

Aoife Farrell, Mortgage Broker

Aoife Farrell

Mortgage Broker

15+ yrs · Bankwest Best Newcomer 2020/2021

First home buyers and owner-occupiers. Active in the Perth Irish community.

Fremantle reviews

What local clients say.

Verified Fremantle Google review to be added here from the 280+ five-star reviews on the Central Lending Solutions profile.

[TBC] Real review pending import

Free, no obligation

Get matched to the right loan in Fremantle.

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Step 1 of 3 - What do you need?

Home  ·  Investment property loans  ·  Nearby: Cottesloe

Here to help

Buying or investing in Fremantle?

Book a free chat with a named Perth broker who knows heritage lending. Most clients pay no fee.

  • $1.2B+ settled
  • 280+ 5.0★
  • ACL 497 950

30+ lenders compared · including Keystart

Keystart
AMP
ANZ
Bank of Melbourne
Bankwest
Bluestone
CBA
Heritage Bank
HSBC
ING
La Trobe Financial
Macquarie
St.George
Westpac
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