Harj Dhillon
Director, Mortgage Broker
10+ yrs · $500M+ settled · MFAA member
Home loans, investment lending and refinancing for hundreds of Perth families.
Mortgage Broker · Fremantle, Perth
Central Lending Solutions is a mortgage broker for Fremantle, the heritage port city about 19 km south-west of the Perth CBD where the median house price sits near $1.05 million. We help investors and first home buyers with character cottages and apartments across more than 30 lenders.
Local knowledge
Fremantle is Perth's historic port, about 19 km south-west of the city, built around the West End heritage precinct, the Fremantle Markets, the cafe strips of South Terrace and the working harbour. Limestone cottages, converted warehouses and a strong arts culture give it a character unlike anywhere else in the metro area.
That heritage stock is the key lending consideration. Many Fremantle homes are heritage-listed or sit in conservation areas, and West End apartments are often warehouse conversions, both of which draw different lender policies. Knowing which lenders are comfortable with the local stock keeps deals on track.
With a median near $1.05 million and rental demand from Notre Dame University students and port workers, Fremantle suits both investors and first home buyers looking for character close to the water.
What we do here
A mortgage broker in Fremantle compares loans across many lenders, knows which are comfortable with heritage and converted stock, and manages the application to settlement. That local read means your loan on a limestone cottage or a West End conversion clears valuation rather than stalls.
Investors like Fremantle for rental demand from Notre Dame students and port workers and its enduring lifestyle appeal. We help release equity, structure the loan for tax and cash flow, and compare more than 30 lenders to keep borrowing power intact.
Units and smaller cottages put Fremantle within reach for first home buyers. We line up Keystart, the First Home Owner Grant and WA stamp duty concessions, then match you to a lender comfortable with the property.
The numbers
| Detail | Fremantle |
|---|---|
| Median house price | ~$1.05M [TBC confirm REIWA] |
| Postcode | 6160 |
| Distance from Perth CBD | About 19 km south-west |
| Who buys here | Investors, first home buyers, character lovers |
| Suits | Investment, Keystart and owner-occupier loans |
Straight answer
The lender pays the broker a commission when your loan settles, so most clients pay Central Lending Solutions no fee. We are bound by the Best Interests Duty, in force since 1 January 2021, which legally requires us to act in your interest, not the lender's.
Common questions
The median house price in Fremantle sits around $1.05 million, reflecting its heritage port character, position about 19 km south-west of the Perth CBD and tightly held cottages near the West End and South Terrace. Confirm a current REIWA figure before relying on it. We can model your actual price in a free chat.
Some do. Fremantle has many heritage-listed and limestone cottages, plus converted warehouses in the West End, and lenders apply different policies to older and heritage stock. Knowing which lenders are comfortable with Fremantle's housing means we can line up finance that clears valuation rather than stalls.
Fremantle draws investors for its port lifestyle, rental demand from Notre Dame University students and workers, and a steady stream of renters near the cafe strips. We help you release equity, structure the loan for tax and cash flow, and compare more than 30 lenders to keep your borrowing power intact.
Most clients pay Central Lending Solutions no fee. The lender pays the broker a commission when your loan settles, so our service is free to most Fremantle borrowers. We are bound by the Best Interests Duty, in force since 1 January 2021, which legally requires us to act in your interest.
Your local broker
Director, Mortgage Broker
10+ yrs · $500M+ settled · MFAA member
Home loans, investment lending and refinancing for hundreds of Perth families.
Mortgage Broker
15+ yrs · Bankwest Best Newcomer 2020/2021
First home buyers and owner-occupiers. Active in the Perth Irish community.
Fremantle reviews
Verified Fremantle Google review to be added here from the 280+ five-star reviews on the Central Lending Solutions profile.
[TBC] Real review pending importFree, no obligation
Tell us what you are after and a named broker will call back promptly during business hours.
Here to help
Book a free chat with a named Perth broker who knows heritage lending. Most clients pay no fee.
30+ lenders compared · including Keystart













