Local Perth mortgage broking
A mortgage broker who knows your suburb.
Central Lending Solutions is a Perth mortgage broker based in Osborne Park, serving buyers, refinancers and investors right across the metro area. We know how lenders read each suburb, from coastal Scarborough to heritage Mt Lawley, and match you to the right loan from more than 30 lenders, including Keystart.
- $1.2B+ settled
- 280+ 5.0★
- since 2015
- Osborne Park
Why local matters
Does the suburb change your home loan?
The suburb you buy in shapes your finance more than most people expect. Lenders apply different policies to high-density postcodes, holiday-let pockets, heritage zones and off-the-plan apartments. A broker who knows Perth street by street can steer you to a lender that says yes where another would hesitate, and that local read is built into every conversation we have.
From our Osborne Park office we cover the full metro area. Below are eight suburbs where we work most often, each with the median house price and the lending angle that matters there. Pick the one closest to you to see how we help, or call and we will point you to the right broker for your area.
Tier-one suburbs
Choose your Perth suburb.
At a glance
Perth suburb medians and lending angle.
| Suburb | Median house | Who we help most |
|---|---|---|
| Osborne Park | $750K | Owner-occupiers and investors, our home suburb |
| Mt Lawley | $1.4M | Refinancers and investors in heritage character homes |
| Subiaco | $1.65M | Investors and refinancers in a tightly held market |
| Joondalup | $720K | First home buyers and growing families |
| Scarborough | $1.1M | Coastal first home buyers and investors |
| Cottesloe | $3.2M | High-value purchases and complex lending |
| Fremantle | $1.05M | Investors and first home buyers |
| Stirling | $850K | Families and first home buyers near our office |
Medians are indicative only and move with the market. Confirm a current figure with REIWA before relying on it. [TBC]
Straight answer
How does a Perth mortgage broker get paid?
The lender pays the broker a commission when your loan settles, so most clients pay Central Lending Solutions no fee, wherever you buy in Perth. We are bound by the Best Interests Duty, in force since 1 January 2021, which legally requires us to act in your interest, not the lender's.
Here to help
Not sure which suburb fits your budget?
Book a free, no-obligation chat with a named Perth broker who knows the local market. Most clients pay no fee.
- $1.2B+ settled
- 280+ 5.0★
- ACL 497 950
