Mortgage Broker Services · Perth
Perth mortgage broker services, start to settlement.
Central Lending Solutions is a Perth mortgage broker in Osborne Park offering home loans, refinancing, first home buyer help, investment property loans, construction finance and commercial lending. We compare more than 30 lenders, we are paid by the lender so most clients pay no fee, and you deal with the same named broker the whole way.
- $1.2B+ settled
- 280+ 5.0★
- since 2015
- Osborne Park
Choose your path
Which type of loan do you need?
Pick the service that fits where you are right now. Each one is handled by a named, accredited Perth broker who specialises in it, from the first chat through to settlement.
Home loan broker
Buying in Perth? We compare 30-plus lenders, sort your pre-approval, and find the loan that fits your life, not the bank's targets.
Learn more → RefinanceRefinance your loan
We run a free rate health check, then tell you honestly whether switching is worth it once costs are in. Led by director Harj Dhillon.
Learn more → First Home BuyerFirst home buyer help
FHOG, WA stamp duty concessions, the First Home Guarantee and Keystart, explained in plain English and lined up for you.
Learn more → InvestmentInvestment property loans
Release equity, structure a portfolio, weigh interest-only and offset, and finance your next Perth investment in suburbs like Subiaco and Mt Lawley.
Learn more → ConstructionConstruction loans
Progressive drawdowns, builder finance and knockdown-rebuilds, handled by construction finance specialist Lizzie Barnes.
Learn more → CommercialCommercial lending
Commercial property, business finance and asset or equipment lending for Perth business owners and investors.
Learn more →How we work with you
Four simple steps, one named broker.
Discovery
A free chat about your goals, your numbers and what you can comfortably afford. No jargon, no pressure.
Compare
We compare more than 30 lenders and bring you a short list with the loan that genuinely fits, and why.
Approval
We prepare and lodge your application, chase the lender, and keep you posted at every step to approval.
Settlement
We manage settlement to the finish line and stay on as your broker, reviewing your rate over time.
Straight answer
How does a Perth mortgage broker get paid?
The lender pays the broker a commission when your loan settles, so most clients pay Central Lending Solutions no fee. We are bound by the Best Interests Duty, in force since 1 January 2021, which legally requires us to act in your interest, not the lender's.
Free tools
Run your numbers before you book.
Every service pairs with a free calculator. Estimate first, then book a chat to turn the number into a real rate.
Borrowing power calculator
Get an indicative maximum loan amount based on your income, expenses and existing commitments.
Estimate now → KeystartKeystart eligibility
Check if you qualify for a low-deposit Keystart home loan, the Western Australian government lender, with no LMI.
Check eligibility → RefinanceRefinance savings
See your monthly saving, break-even point and lifetime saving from switching to a sharper rate.
Calculate →Here to help
Not sure which loan fits? Just ask.
Book a free, no-obligation chat with a named Perth broker and we will point you to the right path. Most clients pay no fee.
- $1.2B+ settled
- 280+ 5.0★
- ACL 497 950













