Free Perth home loan tools

Home loan calculators for Perth.

Central Lending Solutions offers six free home loan calculators for Western Australian borrowers. Check your Keystart eligibility, repayments, borrowing power, WA stamp duty, offset savings and refinance savings in seconds. Results update as you type, no email required, and every figure is indicative until a broker confirms it.

$1.2B+ settled
280+ 5.0★
since 2015
Osborne Park

5.0 · 280+ Google reviews

ACL 497 950 MFAA Member $1.2B+ settled since 2015

Six calculators

Run your numbers, then talk to a broker.

Pick the calculator that fits your question. Each one gives an instant indicative answer and hands you straight to a free chat to turn an estimate into a real rate.

Keystart

Keystart eligibility

Check if you qualify for a low-deposit Keystart home loan, the Western Australian government lender, with no LMI.

Check eligibility → Repayments

Repayment calculator

See your indicative weekly, fortnightly or monthly repayments and the total interest over the life of the loan.

Calculate → Borrowing power

Borrowing power calculator

Estimate the maximum loan you could service based on your income, expenses and existing commitments.

Estimate now → WA stamp duty

WA stamp duty calculator

Work out the transfer duty on a Western Australian property, with the first home buyer concession applied.

Calculate duty → Offset

Offset account calculator

See how much interest and time an offset balance could save you across the life of your home loan.

See savings → Refinance

Refinance savings calculator

Compare your current rate to a new one, find your monthly saving and the break-even point after switching costs.

Compare now →

Straight answer

Are these calculators free to use?

Yes. Every Central Lending Solutions calculator is free, gives an instant result, and never gates the answer behind an email. The lender pays the broker a commission when your loan settles, so most clients pay us no fee. We are bound by the Best Interests Duty, in force since 1 January 2021.

Read our Credit Guide →

Here to help